Privacy Policy for Standard Insurance Partners

Effective 03/01/2026

Standard Insurance Partners ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit our website [www.insurewithstandard.com] (the "Site"). By using the Site, you agree to the terms of this Privacy Policy.

1. Information We Collect

We collect two types of information: Personal Information and Non-Personal Information.

a. Personal Information

Personal information is any information that can identify you as an individual. We may collect the following types of personal information when you interact with our Site:

Contact Information: Name, email address, phone number, mailing address.

Insurance Information: Information related to the type of insurance products you inquire about, including but not limited to policies, claims history, property details, coverage preferences, and underwriting information.

Account Information: Username, password, and other details you may provide when creating an account or submitting forms on our Site.

Payment Information: Credit card or payment information when making a payment for insurance services (processed securely via third-party payment processors).

Professional Information: Information provided by lenders, real estate professionals, or other transaction parties when coordinating coverage for a closing or construction project.

b. Non-Personal Information

Non-personal information does not identify you personally and may include:

Browser type, IP address, and device information.

Cookies and tracking technologies (usage data, browsing patterns, referral sources).

Referring websites and pages viewed on the Site.

Analytics and interaction data used to improve performance and user experience.

2. How We Use Your Information

We use your personal information to:

Provide insurance quotes, policy information, certificates, and related services.

Coordinate coverage for real estate transactions, refinances, and construction projects.

Respond to inquiries, service requests, and support needs.

Process payments for insurance policies.

Communicate updates regarding policies, renewals, coverage changes, and agency services.

Comply with legal, regulatory, carrier, and contractual obligations.

We may use non-personal information to:

Improve Site functionality and performance.

Analyze trends and user engagement.

Conduct marketing and promotional efforts in a non-identifiable manner.

3. How We Share Your Information

We do not sell or rent your personal information.

We may share your information under the following circumstances:

a. Insurance Carriers & Underwriters

To obtain quotes, bind coverage, service policies, or process claims.

b. Service Providers

Third-party providers who assist with payment processing, data hosting, analytics, communications, and administrative services. These providers are contractually obligated to safeguard your information.

c. Legal & Regulatory Compliance

When required by law, court order, subpoena, regulatory inquiry, or insurance compliance requirements.

d. Business Transfers

In the event of a merger, acquisition, restructuring, or asset sale, personal information may be transferred as part of that transaction.

4. Cookies & Tracking Technologies

We use cookies and similar technologies to enhance user experience, remember preferences, and analyze Site traffic. You may control cookie settings through your browser. Disabling cookies may limit certain functionality.

5. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information. However, no method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Your Rights & Choices

You may have the right to:

Request access to the personal information we hold about you.

Request correction of inaccurate information.

Request deletion of personal information, subject to regulatory or contractual obligations.

Opt out of marketing communications.

To exercise these rights, please contact us directly.

7. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of external sites.

8. Children’s Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect information from children under 13.

9. Updates to This Policy

We may update this Privacy Policy periodically. The Effective Date will reflect the most recent revision.

10. Contact Us

If you have questions regarding this Privacy Policy or our data practices, please contact our office directly.

By using our Site, you consent to this Privacy Policy.

Terms of Use for Standard Insurance Partners

Effective 03/01/2026

These Terms of Use govern your access to and use of the website of Standard Insurance Partners located at [www.insurewithstandard.com] (the "Site"). By using the Site, you agree to these Terms.

1. Acceptance of Terms

Your continued use of the Site constitutes acceptance of these Terms. We may modify these Terms at any time, with changes effective upon posting.

2. Permitted Use

You agree to use the Site only for lawful purposes and not to:

Violate applicable laws or regulations.

Misrepresent identity or affiliation.

Interfere with Site operation.

Transmit malicious or harmful content.

3. Eligibility

You must be at least 18 years old to use this Site and capable of forming a legally binding agreement.

4. Insurance Information Disclaimer

Information on the Site is for general informational purposes only and does not constitute binding coverage, legal advice, or financial advice.

Insurance coverage is subject to underwriting approval and policy terms, conditions, limitations, and exclusions. Coverage is not bound until confirmed in writing by a licensed agent and the applicable insurance carrier.

Builders Risk, landlord, homeowners, auto, umbrella, and life products may vary by carrier and eligibility.

5. Intellectual Property

All content, logos, graphics, and materials are the property of Standard Insurance Partners or its licensors and may not be reproduced without written permission.

6. Third-Party Links

We are not responsible for third-party websites or services linked from the Site.

7. Disclaimer of Warranties

The Site is provided “as is” without warranties of any kind, express or implied.

8. Limitation of Liability

To the fullest extent permitted by law, Standard Insurance Partners shall not be liable for indirect, incidental, or consequential damages arising from use of the Site.

Total liability shall not exceed any amount paid to access the Site in the preceding twelve (12) months.

9. Indemnification

You agree to indemnify and hold harmless Standard Insurance Partners from claims arising out of:

Your use of the Site.

Your violation of these Terms.

Content you submit.

10. Termination

We may suspend or terminate access to the Site at our discretion.

11. Governing Law

These Terms are governed by the laws of the Commonwealth of Massachusetts. Any legal action shall be brought in the courts located in Massachusetts.

12. Severability

If any provision is deemed unenforceable, the remaining provisions remain in effect.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement regarding Site use.